Usually, the lowest costing vehicle insurance is your pride and joy classic and antique vehicles.
Our company absolutely loves these risks.
Usually, we can get ZERO deductibles on comp AND collision.
How freakin' awesome is that?
Many everyday insurers offer Stated Value for classics. This sounds good, but there's a problem: The insurer only has to pay the lesser of the Stated Value or Actual Cash Value. That won't cut it for classics.
With Hagerty's Guaranteed Value coverage, our valuation experts work with you and your client to agree on an accurate value for the classic. In the event of a total covered loss, we'll pay that amount, less any deductibles. In other words, Guaranteed Value is an Agreed Value policy, but we've named it Guaranteed Value.